David M. Ratcliffe recently retired from the Truist Board of Directors, on which he’s served since 2019. Previously, he served as a Board member of SunTrust Bank. Mr. Ratcliffe retired in December 2010 as Chairman, President and Chief Executive Officer of Southern Company, one of America’s largest producers of electricity, a position he had held since 2004. Mr. Ratcliffe previously served as a member, and lead independent director, of the Board of Directors of CSX Corporation, a publicly-traded railroad company. He is also a past Chairman of the Federal Reserve Bank of Atlanta and the Georgia Chamber of Commerce.