Michelle Gibley, CFA, conducts analysis on international stock markets and trends and provides commentary on international topics for Schwab clients and advisors. Prior to joining Schwab in 2008, Michelle was a pension fund investment consultant and equity analyst for several boutique investment advisors. Michelle has more than 25 years of experience in the investment industry, and her work has appeared in Bloomberg, CNBC.com, CNNMoney, Reuters, Kiplinger’s Personal Finance, The New York Times, and The Wall Street Journal. She holds a B.A. in Finance from the University of Colorado. She is a Chartered Financial Analyst (CFA).